Financial Services

Retirement Planning

You’re dreaming of the day you can finally escape the “daily grind”. Key Financial’s advisors will guide you through the retirement planning process by evaluating your income and lifestyle goals; as well as current and future asset allocations in IRAs, Roth IRAs, 401(k) and 403(b) plans, and other retirement assets.

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Portfolio Analysis / Review

Over time individuals tend to invest in the moment. After many years they find investments in several different companies with multiple investment vehicles. Key Financial will consolidate all of your investments in one report to help you gain an understanding of your total portfolio. We will then determine if you are appropriately diversified within each asset class. This analysis helps align your investments with your long-term plan.

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Insurance Evaluation & Planning

Are you confident that your life, health, and long-term care insurance suit your needs? Don’t find out when it’s too late. Appropriate insurance is crucial throughout the stages of your life; and will vary based on your age, health, family structure, economic status, possessions, assets, and many other factors. We will take a close look at your existing policies, including their cost, ability to pay claims, and credit rating to make sure they truly benefit you.

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College Planning

Planning for college for children and grandchildren can be a very stressful and time-consuming event. Whether you are planning for a new born child/ grandchild or a high school student putting the appropriate plan together matters. Key Financial will help navigate you through the different savings vehicles and put together an Educational Investment Plan that suits your goals for your loved ones.

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Investment Risk Assessment

Are you confident that your investment portfolio will withstand time? Markets fluctuate. Interest rates change. The economy can drastically change in response to world events. Defining your personal risk tolerance level is important. Our financial professionals will create a portfolio that is well positioned to address your future goals and allow you to invest within your comfort zone.

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Trust and Estate Planning

You’ve worked hard your entire life to provide for your family, but what happens once you’re gone? Relax. Key Financial’s advisors will craft an estate plan that helps you maintain control of your wealth, protect your legacy, and your privacy.

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Company Sponsored Retirement Plans

You’re a smart business owner. You’ve trained your employees, expanded their knowledge base, and refined their skills. You don’t want to lose them to the competition, so you need to provide them with the best benefits possible.

Key Financial’s Chartered Retirement Planning Counselor℠ will help develop a company sponsored retirement plan that is attractive to you and your employees. Once established, Dave will educate participants about investing for their retirement through products such as but not limited to Roth IRAs, traditional IRAs, and 401(k) plans.

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Business Transition Planning

With the help of our LPL Financial Advisors we put goals, priorities and strategies in place for a transition of your solely and / or family owned business.

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Tax Planning Strategies

With a CERTIFIED FINANCIAL Planner professional on staff, we will work closely with your CPA and / or Accountant to help minimize your taxes.

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Federal Employee Benefits

The United States government has changed their employee benefits several times. Do you know what your benefits are? Do you understand how they work? Key Financial’s advisors will help you understand and maximize your options.

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